While the Chargers will be playing their reserves for the bulk of this game, they should still cover this tiny spread vs. a Washington team that has quit and cannot score anyway.

NFL Free Pick: Chargers -3 (-110)

Now we realize that the San Diego Chargers will pull their regulars here despite riding a 10-game winning streak, but we feel even the reserves can cover a field goal here vs. a totally inept Washington Redskins offense.

Philip RiversEver since beating the Oakland Raiders three weeks ago, the Redskins have looked like a dead team in two embarrassing losses vs. teams you would think they would be motivated for, especially with both games at home.

First, they were humiliated 45-12 by the New York Giants, and then they were shut out 17-0 by the Dallas Cowboys. If they cannot get up for those two games, how excited can they possibly be about flying cross-country for a meaningless non-conference game to end the season? The Redskins are averaging a miniscule 16.4 points per game overall, and they may have a touch time scoring more than 10 points here in their current form.

The Chargers are now the hottest team in football, but they have locked up the two-seed in the AFC, so do not expect to see Philip Rivers, LaDainian Tomlinson or Antonio Gates for more than a couple of series, if at all. Still, they do have decent depth, and they really do not need to light up the scoreboard to cover this small number, especially if the Washington offense continues to just mail it in.

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Even with the San Diego reserves playing most of this game, we still see them winning something like 24-13, so we will lay this small spot here as the Chargers tune up for the playoffs with their 11th straight win.